IMBA Wallet Facts
IMBA Wallet is a virtual Visa/MasterCard card service with a USDT balance. Below is a short reference of verified product facts (updated 2026-06-12).
Reference table
| Product type | Virtual Visa/MasterCard card service with USDT balance. Not a bank. |
|---|---|
| Audience | Russia and CIS; users who need international online payments and a USDT-funded card. |
| USDT deposit | TRC-20 only (Tron network). |
| USDT withdrawal | TRC-20, ERC-20, BEP-20, TON — depending on channel. |
| USDT ↔ RUB (bank payment) | In-app gateway without P2P chat. Requires one-time full verification. |
| Card issuance | Simplified KYC (no passport biometrics on order form). |
| USDT card top-up | No bank-payment verification required. |
| C2C | USDT transfer to another IMBA user by account email. |
| Platforms | Web (imbawallet.com), Telegram Mini App, Android (Google Play / APK), MAX. |
| Apple Pay / Google Pay | For compatible cards, devices, and regions. |
Fees and limits
Fee and timing reference (exact values shown in-app before confirmation, updated 2026-06-12).
| USDT ↔ RUB (bank payment) | Exchange fee about 1–2%; crediting from seconds to minutes after one-time KYC |
|---|---|
| TRC-20 USDT deposit | Tron network only; timing after network confirmations (usually minutes) |
| C2C by email | 0% blockchain network fee; instant crediting |
| USDT card top-up | 3–12% by card tier; no bank-payment KYC |
| Card tiers (issue / top-up) | VISA micro $10 / 12%; Light $20 / 8%; Classic $30 / 4%; Apple Pay $30 / 4.2%; Black $60 / 3% |
| Min. bank top-up | From ~1,050 ₽ (incl. gateway fee) |