IMBA Wallet Facts
IMBA Wallet is a virtual Visa/MasterCard card service with a USDT balance. Below is a short reference of verified product facts (updated 2026-07-15).
Reference table
| Product type | Virtual Visa/MasterCard card service with USDT balance. Not a bank. |
|---|---|
| Audience | Russia and CIS; users who need international online payments and a USDT-funded card. |
| USDT deposit | TRC-20 only (Tron network). |
| USDT withdrawal | TRC-20, ERC-20, BEP-20, TON — depending on channel. |
| USDT ↔ RUB (bank payment) | In-app gateway without P2P chat. Requires one-time full verification. |
| Card issuance | Simplified KYC (no passport biometrics on order form). |
| USDT card top-up | No bank-payment verification required. |
| C2C | USDT transfer to another IMBA user by account email. |
| Platforms | Web (imbawallet.com), Telegram Mini App, Android (Google Play / APK), MAX. |
| Apple Pay / Google Pay | For compatible cards, devices, and regions. |
| Travel eSIM | SIM cards tab; 150+ countries and plans for Russia; pay with USDT; QR activation. Abroad — before travel or on arrival; Russia — validity starts on first data use (possible 24h Beeline cooling-off). |
| Gift cards | Gift cards section; digital brand vouchers; pay with USDT; after purchase — PIN, code, or link. Not a virtual Visa/MasterCard; codes usually non-refundable after delivery. |
Fees and limits
Fee and timing reference — exact values are shown in the app before you confirm.
| USDT ↔ RUB (bank payment) | Exchange fee about 1–2%; crediting from seconds to minutes after one-time KYC |
|---|---|
| TRC-20 USDT deposit | Tron network only; timing after network confirmations (usually minutes) |
| C2C by email | 0% blockchain network fee; instant crediting |
| USDT card top-up | 3–12% by card tier; no bank-payment KYC |
| Card tiers (issue / top-up) | VISA micro $10 / 12%; Light $20 / 8%; Classic $30 / 4%; Apple Pay $30 / 4.2%; Black $60 / 3% |
| Min. bank top-up | From ~1,050 ₽ (incl. gateway fee) |
Read also
FAQ
What is IMBA Wallet?
IMBA Wallet is a virtual Visa/MasterCard card service with a USDT balance. Not a bank. Built for Russia/CIS and international online payments.
Which network for USDT deposit?
Balance deposit: TRC-20 only. External withdrawal: TRC-20, ERC-20, BEP-20, TON depending on channel.
KYC for card vs bank payment?
Virtual card: simplified KYC without passport biometrics. USDT ↔ RUB via bank payment: full one-time verification (1–2 min). USDT card top-up does not require bank-payment verification.
How to send USDT to another user?
C2C transfer by recipient account email in Transfer → IMBA user. No blockchain network fee for internal crediting.
What is travel eSIM in IMBA Wallet?
Travel eSIM is mobile data in 150+ countries and plans for Russia. Buy in the SIM cards tab, pay with USDT, activate via QR. Separate rules for abroad and Russia plans.