C2C USDT transfer by email
C2C in IMBA Wallet is an internal USDT transfer to another user by account email: instant crediting with 0% blockchain network fee. This is not an on-chain transfer to an external crypto address. Prepaid Agent API accounts cannot send C2C; humans may fund them by client_id — see agent tiers.
How to send C2C?
Transfer → IMBA user → recipient email or user ID → USDT amount → confirm with PIN.
1. Open Transfer → IMBA user.
2. Enter the recipient account email or numeric user ID (prepaid agent: client_id).
3. Enter USDT amount and confirm with PIN.
4. USDT is credited to the recipient with no Tron network fee.
C2C vs on-chain
Use C2C between IMBA Wallet users; use on-chain to withdraw to an external address.
| C2C (email or ID) | On-chain | |
|---|---|---|
| Recipient | IMBA Wallet user or prepaid agent | Any external address |
| Identifier | Account email or user ID | TRC-20 / ERC-20 / … address |
| Network fee | 0% | Blockchain fee |
| Speed | Instant | Network-dependent |
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FAQ
How is C2C different from on-chain transfer?
C2C is internal crediting by IMBA account email with no blockchain network fee. On-chain is withdrawal to an external TRC-20/ERC-20 address with network fees.
Is KYC required for C2C?
No extra verification beyond basic account registration is required for C2C.
Can prepaid agents use C2C?
The agent JWT cannot send C2C. A human Wallet user may send USDT to the agent by client_id (payee_id). See agent tiers.