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USDT vs Stars vs SBP: how to pay

Three different rails. They are not one currency. SBP exists for Russia; this English page does not teach an SBP checkout.

Table

USDTIMBA StarsSBP
WhatStablecoin; omni TRC-20 and TONInternal IMBA creditsRussian Faster Payments (RUB)
How to getCrypto deposit or RUB buy in RussiaMini App only, pay with Telegram StarsIn-app after full KYC — Russia
CardTop up from USDTIssue/top-up when enabledRUB→USDT then card (Russia)
SwapConvert with Gram/BTC; not StarsNo swap to USDT, fiat, or Telegram StarsBuy/sell USDT for RUB in Russia

Honestly: Stars ≠ USDT. No customer convert. This is not an SBP tutorial.

FAQ

Are Stars USDT?

No. There is no IMBA Stars ↔ USDT swap.

Is SBP available outside Russia?

Ruble SBP buy/sell guides are Russia-only. Use USDT or Stars instead.

How do I fund a card?

USDT, or IMBA Stars bought in the Mini App.

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